In addition to basic life insurance, you can choose two types of optional life insurance:

For yourself. You can purchase additional coverage in increments of $10,000—with a maximum coverage, not to exceed 5x salary or $350,000 with Guarantee Issue of $100,000.  Your rates depend on your age. You receive City of North Ridgeville group rates, and you pay for coverage with after-tax dollars. 

For your dependents. You can also purchase coverage for your spouse and/or children. Keep in mind, your spouse’s coverage may not be more than 50% of your coverage amount. You receive City of North Ridgeville group rates, and you pay for coverage with after-tax dollars. An Evidence of Insurability form will be required if electing coverage for a spouse over $25,000.  Child coverage is a flat $10,000