Basic Life and AD&D

Life insurance is an important part of your financial security, especially if others depend on you for support. Accidental Death & Dismemberment (AD&D) insurance is designed to provide a benefit in the event of accidental death or dismemberment.

The City of North Ridgeville provides Basic Life and AD&D Insurance to all eligible employees at no cost to you. This benefit includes: a flat $30,000 Life and AD&D

Open Enrollment is a great time to review and update Beneficiary forms if needed.

ADDITIONAL LIFE AND AD&D INSURANCE

	Employee	Spouse	Child
Benefit Schedule	Increments of $10,000	Increments of $5,000	Flat $10,000
Maximum Benefit	Not to exceed 5x salary or $350,000	$3,000/$6,000	n/a
Minimum Benefit	$10,000	$1,200/$2,400	n/a
Guarantee Issue	$100,000	No Cost	Full Benefit
AD&D Benefit	Matches Life Benefit	Deductible+ 20%	Matches Life Benefit
Age Reduction Schedule	$15 Copay	Deductible+ 20%	n/a

Resources

Basic Life cert

EOI Instructions